My Heat – co-financing for heat pumps in new-build homes

To support activities that contribute to the reduction of pollution and the promotion of renewable energy sources, the National Fund for Environmental Protection and Water Management (NFOŚiGW) has launched a program that allows financing for the purchase and installation of heat pumps. They will benefit from the program owners of new homes. FROMincreasing the share of renewable energy sources in energy consumption is an important element towards an effective improvement of air quality.

Who can benefit from the subsidy?

The program is aimed at natural persons i.e. owners or co-owners new single-family homes with a higher energy standard. Co-financing includes both the purchase and installation of air, water and ground source heat pumps. These devices will be used to heat the house or to simultaneously heat and produce domestic hot water. It should also be taken into account that the building under the co-financing cannot have a solid fuel heat source.

“For the first time, owners of new buildings have been able to receive subsidies. As part of the “Moje Ciepło” program, funds are allocated for the purchase and installation of heat pumps – from 7,000 to even 21,000. zloty. The budget of the national program is 600 million PLN. It should be emphasized that only owners of new residential buildings with a higher energy standard benefit from the aid. It is therefore an incentive to build green and less energy-consuming buildings, which will translate into lower bills in the future.”

emphasizes Józef Gawron – Deputy Marshal of the Lesser Poland Voivodeship

What grants await program beneficiaries?

The aid is provided in the form of a non-refundable grant representing up to 30% of the eligible investment costs. If the applicant has a large family card (KDR) – up to 45%. The value of the grants ranges from PLN 7,000 to PLN 21,000. zloty. People who apply for co-financing of a ground source heat pump can count on the highest support.

Tab. 1. Possible subsidy amounts

The budget for the program is as high as 600 million PLN† These resources come from the Modernization Fund. It is the new financial instrument of the European Union.

A new home with a higher energy standard – what does that mean in practice?

A new residential building is a building that meets one of the following conditions:

  • on the day of submission of the grant application, no notification of completion of the construction of a single-family house was submitted, nor was an application for a occupancy permit submitted in accordance with the provisions of the law of 7 July 1994. construction law
  • the application for a decision on the use permit was submitted no earlier than 1 January 2021.
  • the notification of completion of construction has not been submitted before January 1, 2021.

A condition for obtaining a subsidy is also obtaining a higher energy standard for the building. This translates into the need to arrive at an appropriate indicator of the annual demand for non-renewable primary energy (EP) related to heating, ventilation and domestic hot water preparation (EPH + W). It could be maximum 63 kWh (U.S2 of the housing surface during the year) for applications submitted in 2022. and max 55 kWh for applications to be submitted in subsequent years.

When can an application be submitted?

The call for applications takes place continuously from April 29, 2022 to December 31, 2026 or until the dedicated pool of funds is exhausted. The cost eligibility period began on January 1, 2021. The rule is that of many of the Fund’s other universal programs: make the investment first and then apply for a non-refundable grant.


More information about the My Heat program can be found here.

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